Personal Checking

Image of a couple looking at their bank statement

Beacon Business Bank is committed to providing products and services that respond to the unique and individual needs of the people in our communities. We have all of the solutions for your entire personal banking portfolio. We provide personalized services and take the time to make sure that all of your personal banking needs are fulfilled.

The following is a listing of all our personal accounts and any associated service charges and fees. If you have any questions or need additional information, please contact an account officer at one of our locations.

Personal Checking & Money Market Accounts

Account Type	Personal Checking	Interest Checking	Premium Interest Checking	Money Market	Premium Money Market
Description	Unlimited check writing and a low minimum daily balance to maintain a service charge free account	Earns a higher rate of interest based on account balance	Tiered interest rate based on account balance	Tiered interest rate based on account balance	Tiered interest rate based on account balance
Min Opening Deposit	$500	$500	$10,000	$2,500	$10,000
Monthly Service Charge	No service charge with a $1,000 minimum daily balance or a $2,500 average balance during the monthly statement period. $8 monthly fee if balance falls below minimum.	No service charge with a $1,500 minimum daily balance or a $3,000 average balance during the monthly statement period. $10 monthly fee if balance falls below minimum.	No service charge with a $10,000 minimum daily balance during the monthly statement period. $10 monthly fee if balance falls below minimum.	No service charge with a $2,500 minimum daily balance or a $5,000 average balance during the monthly statement period. $10 monthly fee if balance falls below minimum.	No service charge with a $10,000 minimum daily balance during the monthly statement period. $10 monthly fee if balance falls below minimum.
Interest *	Non-interest bearing checking account	Tiered interest rate based on account balance	Tiered interest rate based on account balance	Tiered interest rate based on account balance	Tiered interest rate based on account balance
Checking Writing	Unlimited Check Writing	Waived for first 50 checks with a minimum daily balance of $1,500 during the monthly statement period. $0.15 per check if balance falls below minimum or exceeds 50 checks.	Waived for first 50 checks with a minimum daily balance of $10,000 during the monthly statement period. $0.15 per check if balance falls below minimum or exceeds 50 checks.	Six (6) pre-authorized debits per statement cycle. $10 per item fee for each transaction beyond six per statement cycle.	Six (6) pre-authorized debits per statement cycle. $10 per item fee for each transaction beyond six per statement cycle.

* For detailed information on any of these accounts or current interest rates refer to the Deposit Agreement & Disclosures or call an account officer at one our locations.